Unsecured Capital Structured Exclusively for Commercial Contractors

You won the contract. The problem is your client pays in 60 days—but your crew and materials need to be on-site Monday. Fortress Flow structures your capital around your project velocity, not your credit score.

Access $50,000 to $250,000 in unsecured commercial lines. Upload your last 3 months of bank statements. Clear underwriting in 4 hours. Zero collateral required.

Check Contractor Eligibility See Underwriting Criteria

The Contractor Cash Flow Problem

Why Waiting on Invoices Kills More Projects Than Labor Shortages

01 — Problem

The Milestone Invoice Gap

You complete phase one of a municipal contract. The invoice goes out. Your GC waits 30–60 days to approve. Meanwhile, you have $80,000 in raw material invoices due in two weeks and a 12-person crew expecting Friday payroll.

01 — Solution

Fortress Flow Solution

Pull $50,000–$150,000 against your confirmed project schedule and deposit history. Pay it back as invoices clear. No interest accrues on undrawn capital.

02 — Problem

Material Minimums Are Non-Negotiable

Large commercial jobs require upfront minimum purchases—steel, concrete, lumber—that suppliers won't float. Most contractors can't afford to front these costs and still cover payroll while waiting on milestone payments.

02 — Solution

Fortress Flow Solution

Access a revolving line that sits ready for exactly these moments. Draw what you need when the job wins. Pay back on your terms. It costs nothing when not in use.

60 days

Avg. Invoice Cycle

$50K–$250K

Available Range

Collateral Required

4 hrs

Decision Time

The Business Insurance Policy

The Opportunity Cost of Saying No to a Job

When a project lands and you need $100,000 in materials by Friday, your options are limited. A line of credit you never touched costs nothing. Losing the job because you couldn't mobilize fast enough costs everything.

Fortress Flow funds the gap between winning the contract and getting paid—so you never have to turn down work you have the capacity to execute.

With a revolving facility, you draw capital when the opportunity appears, and pay it back on your timeline as payments arrive. It works like business insurance for your project pipeline.

$50K–$250K available

Revenue-velocity based limits

No interest on undrawn capitalOnly pay for what you use

Project mobilization readyDraw within 24 hrs of approval

Flexible repayment windowsMatch payment cycles to invoice cycles

Payroll and material coverageBoth covered under one facility

We landed a $340,000 commercial build and needed $95,000 for steel minimums by Friday. Our bank said 6 weeks. Fortress Flow had us approved in 3 hours.

Commercial General Contractor — Phoenix, AZ $95K mobilization facility · 14 months active

Ready to Unlock Your Project Mobilization Line?

Check your pre-approval tier in 60 seconds. Bank statements only. No hard credit pull.

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